Wealth

Your Money should work as hard as you do.

Earn up to 8% APY on USDT stablecoins. Invest in commodities & currency MUTUAL FUND.

Build wealth that actually grows — not money that loses value every day.

Total Balance:

$12,480.64

+ $2.18 today ↗

Flexible Savings

4% APY

Fixed Savings

8% APY

The harsh truth: your local currency is losing value every day.

Here’s what happened to people who saved ₦1,000,000 in 2024.

USD value over time

START $1,300
LOST $618 $682
GAINED $104 $1,404

Option 1 — Nigerian Bank Account

₦1,000,000 earns 5%, but Naira depreciation reduces its real ending value to $682.

YOU LOST $618 (−48%)

Option 2 — Pollia USDT Savings

$1,300 USDT earns 8% APY with daily dollar interest, ending at $1,404.

YOU GAINED $104 (+8%)

The real difference

Metric Naira Bank Pollia USDT Difference
Starting Value
Content
Content
Content
Ending Value
Ending Value
Ending Value
Ending Value

Net change

−$618 LOSS
+$104 GAIN
$722 Swing
% Change
-48%
+8%
56% Better

USD-based savings can protect purchasing power when local currency depreciation overwhelms bank interest.

Pollia Investments Products

Three ways to grow your money. All in USD.

Flexible Savings

4% APY

Withdraw anytime

Fixed Savings

up to 8% APY

Lock 90 / 180 / 365 days

Platinum Fund

12–18%

Currency + Gold trading

Short-term gold & currency trading fund

Professionally managed. Quarterly liquidity. Minimum $100.

A diversified, professionally managed fund that trades major currency pairs and gold over 3–6 month windows.

Fund Allocation

60% Currency • 40% Gold

12–18% target returns

RISK LEVEL: MEDIUM

Returns are not guaranteed and can fluctuate. Past performance does not guarantee future results.

Meet Chioma, 30, import/export business owner

$10,000 invested for six months → projected balance $10,932 → gain of $932 (9.3%).

Amina’s smart choice: $155 ahead of the bank option.

Meet Kwame, 25, software developer in Accra

Kwame converts $137 monthly into 90-day Fixed Savings. After 12 months, his projected balance reaches $1,705.69.

Kwame’s edge: $416 ahead of the Cedi bank option.

Lock it in, watch it grow — guaranteed

Choose 90, 180, or 365 days. Higher rate the longer you lock.Lock your money for a chosen period and earn a guaranteed USD rate with daily compounding and optional auto-renew.

Guaranteed

Rate locked for term

Up to 8%

2× Flexible rate

Compound

Interest earns interest

Auto-renew

Keep rolling over

Early exit

2% penalty if needed

USD safety

No currency risk

Your emergency fund that actually grows

4% APY in USD. Withdraw anytime. Start with $10.

Your money sits in USD stablecoins and earns 4% APY. Withdraw instantly, 24/7 — like a bank savings account, but protected in dollars.

4% APY

Treasury-aligned returns

Anytime

No penalty or waiting

Daily

Interest every day

Start $10

No minimum balance

Backed

Real USD reserves

24/7

Weekends included

Meet Amina, 18, university student in Lagos

Saving $65 USDC monthly gives Amina $663.65 after 10 months, while the equivalent Naira bank path leaves only $541 in real value.

Amina’s smart choice: $155 ahead of the bank option.

Coming Soon

The next wave of investing on Pollia.

Two new ways to build a globally diversified portfolio.

COMING Q2 2026

Let artificial intelligence build your wealth

AI portfolios allocate across savings, funds, staking, and ETFs based on your risk comfort.

Subject to regulatory approval. Launch date may change.

COMING Q3 2026

Invest in S&P 500, Nasdaq, African markets

Own hundreds of global and African companies through low-cost, diversified ETFs.

Subject to regulatory approval. Launch date may change.

Set up Recurring Orders

Set it and forget it. Invest in your favorite shares regularly. Set up the frequency of your repeated purchase from weekly, biweekly, monthly and quarterly.

Frequently Asked Questions

Everything you need to know before growing your money in USD.

How does Pollia Wealth help protect my money?

A tailored digital-wealth experience for those who expect more.

Access premium rewards, dedicated relationship support, and personalized features that match your ambitions and lifestyle

Instantly. You can deposit, transfer, or cash out whenever you need — no waiting days for settlement.

Not at all. The app is designed for everyone, whether you’re into crypto or just want better control of your money.

Pollia gives you traditional money tools and blockchain access in one place — with better yields and zero borders.

Pollia gives you traditional money tools and blockchain access in one place — with better yields and zero borders.

Pollia gives you traditional money tools and blockchain access in one place — with better yields and zero borders.