Cross-border Payments

"Send money across Africa in minutes, not days"

Fast. Affordable. Secure. Borderless

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Pay Internationally in Seconds, Not Days

Move money across borders at the speed of the internet—for just 2-5% instead of 8-12%.

Pollia Banque makes international payments simple, fast, and affordable using USD stablecoins.

Whether you’re importing goods from China, paying suppliers in Dubai, or receiving payments from Europe, your money arrives in minutes, not weeks.

Start sending money globally today

Save

Competitive exchange rates, low fees, stablecoin benefits

Spend

Mobile money delivery, bank account transfers, cash pickup

Send

20+ African countries, instant/near-instant, blockchain-powered

Secure

VASP licensed, AML/KYC compliant, encrypted, tracked

What are Stable Coins?

Digital Dollars. Real Value. Instant Transfer.

Stablecoins are digital currencies pegged 1:1 to the US Dollar. Think of them as digital cash that moves at internet speed—combining the stability of USD with the efficiency of blockchain technology.

How They Work:

  • 1 USDC or USDT = $1 USD (always)
  • Backed by real US dollars in reserve
  • Transfer anywhere in the world in minutes
  • Settled 24/7, including weekends and holidays
  • Transparent and traceable on blockchain

Why Pollia for Cross-border Payments?

Built for African Businesses, Connected to the World.

🌍 Pan-African + Global Reach

  • Send money from Ghana to China in 10 minutes
  • Receive payments from Europe directly to your USD wallet
  • Pay suppliers in Dubai, Mumbai, or São Paulo instantly

💰Transparent, Low-Cost Pricing

  • 2-5% all-in fees (vs. 8-12% traditional)
  • No hidden charges or FX markups
  • Real-time exchange rates
  • Save up to $70,000 annually on $1M in transfers

⚡ Lightning Fast Settlement

  • Funds arrive in 2-15 minutes globally
  • Instant settlement to recipient’s wallet
  • No weekend or holiday delays
  • Real-time transaction tracking

One App for Everything

  • Unified Platform for Africa & the World
  • Receive Stablecoins, Settle Fiat Instantly
    Seamless Fiat On/Off Ramps
  • Instant Stablecoin-to-Fiat Payouts
  • Single dashboard for all currencies and operations
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No More Juggling Multiple Platforms

No more Local bank + SWIFT + MoneyGram + PayPal + Wise + Mobile Money.

Everything in one place

Learn More

No More Juggling Multiple Platforms ​

No more Local bank + SWIFT + MoneyGram + PayPal + Wise + Mobile Money.

Everything in one place

Frequently Asked Questions

Everything you need to know about Pollia Banque Cross-border Payments.

What happens if the stablecoin loses its USD peg?

We use USDC and USDT, which are backed 1:1 by USD reserves audited monthly. In 5+ years, they’ve maintained their peg. Even if temporary de-pegging occurs, you can convert to local currency immediately.

Pollia operates with proper licensing. We are registered in Rwanda with expansion to Ghana, Nigeria, and Kenya. Our Yellow Card partnership provides licensed VASP services across 20+ countries including your country.

Blockchain transfers take 2-15 minutes depending on network congestion. This includes the time from your Pollia wallet to recipient’s wallet. Currency conversions happen instantly.

No problem! We can send to their email or phone number. They’ll receive instructions to claim USDC via Pollia or convert directly to local currency and receive via bank transfer.

Yes! Hold USD stablecoins in your Pollia account and earn up to 4% APY. This protects against local currency depreciation while earning yield.

Individual: $50,000/transaction, $200,000/month Business: $500,000/transaction, $5M/month Enterprise: Custom limits available

No! Pollia handles all the technical complexity. You just see USD going in and out of your account. Think of it as “email for money” – you don’t need to understand SMTP to send email.